General Article

In UK, short-term loans are becoming more popular lately. To get this type of loan is easy,
because of the minimum requirements for the borrower. But as in all types of loans, this also has
its own nuances, which you should get acquainted with before signing the contract.
What are short-term bank loans?
This term means short-term loans or guaranteed loans, issued for a period of not more than a
year. It is because of the small loan terms that these loans are considered to be the least risky.
The monthly repayment of the loan does not exceed a third of the borrower's salary. In the event
that the payment is overdue, the bank has the right to impose a fine for each delayed day. On
short-term loans of banks are charged quite high interest. The rates for such a loan depend on
several factors. The most important are the material condition of the borrower and his credit
history. If the recipient of the loan has long been a client of the bank, then the volume and
turnover of funds on its accounts are checked. On average, the rate in rubles is about 15-25{2b5eab33e95ca89daf808308c2a8b3d414552fbc41b971d8fa1f29ddca2cbc7e} per
annum, in the US
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